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What Are Mutual Funds? Understanding The Basics

Financial Advisor, Galveston, Investing, Personal Finance
If you’re one of those investors with very little time to research and invest in individual stocks, it might be a good idea to look into investing in mutual funds. Whether your goal is to save money for retirement, or for a down payment to buy a house, mutual funds are low-cost and effective way to invest your money. *TOP CIT BANK PROMOTIONS*PROMOTIONAL LINKOFFERREVIEWCIT Bank Money Market1.00% APYReviewCIT Bank Savings Builder0.95% APYReviewCIT Bank CDs0.75% APY 1 Year CD TermReviewCIT Bank No Penalty CD0.75% APYReview What is a mutual fund? A mutual fund is an investment vehicle in which investors, like you ad me, pool their money together. They use the money to invest in securities such as stocks and bonds. A professional manages the funds. In addition, mutual funds are cost eff...

How To Get A Car Loan in 5 Easy Steps

Financial Planning, Home Equity Loans, Loans, Personal Finance
Need a car loan soon? Whether you’re about to buy a car soon or just thinking about it, chances are you will likely finance it (unless, of course, you have the cash to buy it right away). So why not learn a few steps along the way to help you get a car loan. A little knowledge about the process can go a long way; so far as saving you thousands of dollars in the long run! Ready to start comparing car loan already? Start now… it’s Free. Step One: Review your credit file You may need to get a free credit report and make sure you have a good credit score before applying for a car loan. The better your credit score, the higher your chance to get approved and save on interest. Step Two: Compare interest rates You should shop around, compare auto rates and fees before you apply...

What Does a Real Estate Attorney Do?

Grand Prairie, Personal Finance, Real Estate
If you’re planning to buy or sell a house or a rental investment property, you might consider hiring a real estate attorney. A real estate lawyer can provide legal protection. They can help you navigate the home-buying process, which can be complex. In fact, many states require a real estate lawyer to be present at closing.  *TOP CIT BANK PROMOTIONS*PROMOTIONAL LINKOFFERREVIEWCIT Bank Money Market1.00% APYReviewCIT Bank Savings Builder0.95% APYReviewCIT Bank CDs0.75% APY 1 Year CD TermReviewCIT Bank No Penalty CD0.75% APYReview Even if you live in a state that doesn’t require you to have a real estate attorney, it’s important to have one by your side. But it’s also important to know who you’re dealing with, what they can do for you, and what’s in...