Wednesday, June 23
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Tag: School

Why Set Impossible Goals for 2021? [The Ultimate New Year’s Savings Hack]

Early Career, Investment Property Mortgages
In the 1980s, self-driving cars and smartphones without antennas were only things you’d see in movies — unimaginable futuristic goals. Now, these “impossible” inventions are part of people’s everyday lives. These innovative ideas were thought to be outlandish years ago until creators like Elon Musk and IBM’s team put their impossible goals to the test. Impossible goals are things you want to achieve that seem out of the ordinary — ones that feel as if you may never reach them, even in your wildest dreams. These goals could be turning your dream side hustle into a full-time job or building your savings from zero in the next year to buy your dream home. While the end result seems unreachable, a mix of motivation, determination, and hard work can get you further than you think. ...

Financial Advice Keeping You Broke & In Debt

Arlington
The post Financial Advice Keeping You Broke & In Debt appeared first on Penny Pinchin' Mom. Financial advice is great – when it is the right type of advice.  There are tips and strategies that can make you money.  However, there is also a lot of advice that will do nothing but keep you broke and in debt.  These are things you don’t want to listen to. I remember when I was younger, my mom told me that I had to get a credit card because it would be important for any emergencies which came my way.  I followed her advice and got a credit card. And, wouldn’t you know it, the first time I used it was for an emergency. Or, what I thought was an emergency. I woke one snowy morning and someone had hit my car — and fled. No note on my windshield.  Just a dented...

How I Paid Off $38,000 In Student Loan Debt In 7 Months

Debt, Killeen, Student Loans
Lately, I have received many questions asking how I was able to pay off my student loans so quickly. I haven't talked much about my student loans since I paid them off in July of 2013, but I know many struggle with their student loan repayment plan each and every day. Due to this, it is a topic I am always happy to cover. Paying off your student loans is a wonderful feeling and I want to help everyone else experience the same.   Background on my student loans. To start off, I am going to provide a quick background on my student loans. I worked full-time all throughout college. I worked as a retail manager from when I was a teenager until I graduated with my two undergraduate degrees (I was a double major). Then, I was lucky and found a financial analyst position ri...

Do College Rankings Matter?

Commercial Refinance Loans, Student Loans
All articles about college rankings should perhaps be read with a grain of salt and primarily through a lens of what matters most to individuals about the college experience and what they’re hoping it will be an investment toward. Prominent publications and people have conveyed a variety of views about whether college rankings matter: The editor-in-chief of the Science Family of Journals said no in May 2020. “To any logical scientific observer, the fine distinctions of where schools show up on this (U.S. News & World Report Best Colleges) list are statistically meaningless—but try telling that to a roomful of alumni or parents,” H. Holden Thorp wrote. Ian Bogost, distinguished chair at Georgia Tech, wrote in The Atlantic in June 2020: “The absurdity of a numerical ranking ...

Unemployment Benefits Explained: Terms, Definitions and More

Construction Home Loans
PEUC: Pandemic Emergency Unemployment Compensation extends the length of Unemployment Insurance aid for a maximum of 24 weeks. The first stimulus deal extended UI benefits for 13 weeks, and the second stimulus package added an additional 11 weeks. New applicants (after Dec. 27, 2020) are only eligible for the 11-week extension. This program does not extend Pandemic Unemployment Assistance. Here’s a primer on seven key terms that you’re sure to come across as you apply for benefits. The overwhelming majority of people relying on unemployment benefits are receiving aid from two key programs. According to figures from the Department of Labor, more than 13 million people are collecting Unemployment Insurance and Pandemic Unemployment Assistance benefits. Take, for example, this update to a...

A Guide to Rental Reimbursement Coverage

Car Insurance, Fannie Mae
You’re involved in an accident, your car is wrecked, and your insurer has stepped in to cover the damages. All is well, and you only have the deductible to worry about, but what happens before the car is fixed? How do you continue to get to work every day and take the kids to school when your car is in the repair shop for the next few days or weeks? That’s where rental car reimbursement coverage steps in. If you have this optional coverage on your car insurance policy, you won’t need to worry. Keep reading to learn how this coverage option works. Rental Car Reimbursement vs Rental Car Insurance Before we go any further, it’s worth clarifying the potential confusion surrounding rental car coverage and rental car reimbursement coverage. The form...

Unlocking the Secret of Apartment Keys

Money Tips
You signed the lease. You cut the check for the security deposit. And the truck with all your stuff just pulled in. The leasing agent welcomes you and hands you the keys to your brand new place. But the key looks like a weird piece of plastic. And you're not actually sure how it locks and unlocks doors. When did apartment keys get so complicated?!Different types of keys mean different types of security. And that makes it harder for just anyone to gain access to buildings and units.Many buildings now have electronic locks that log when a door was opened and whose card was used to open it. Others keep security by keeping close track of who has keys. Some use keycards and what the heck is RFID?The good news is any combination of any of these locks, when used correctly, is a tested, secure and...

Back to School: Home Office Essentials

Home Design
Back to school season is in full swing, and that means your kids will be coming home with more and more homework. They will need a productive space to study, and your home office can be a good option. But the office may need a few essentials before it’s ready for the school year. Get Good Lighting Studying in the dark can strain your eyes or put you to sleep. To avoid the likelihood of snoozing during study time, you’ll want to have adequate lighting. Add a small desk lamp, a floor lamp, or a brighter bulb in your overhead lighting. Create Comfort Your kids will ideally spend a lot of time studying in the office. Make it comfortable. Invest in a good chair or a lumbar support cushion. Keep Supplies Within Reach Your kids may need pens, pencils, paper clips, glue sticks, and all of the ...

15 Home Business Ideas & The Free Courses You Need To Get Started

Auto, Extra Income
Are you looking for a work from home job or some at home business ideas? If so, then I have a great list of free resources, such as courses and guides, that will help you find the best option and learn how to get started. Plus, all of the courses and guides in this article are free! If you're looking to make extra money, or even a full-time income, working from home is a great option. There are lots of realistic home business ideas that allow you to work on a flexible schedule. In fact, around 50% of U.S. businesses are home based, and that number is expected to grow well into the future. But, many people don't know what kind of options are available or how to get started with their in home business ideas. This article is a good starting point because I'm going to tell you about 15 differ...