Saturday, September 25
Shadow

Tag: paint

How to Attract Birds to Your Yard

El Paso
Attract Springtime Birds In the spring, birds are busy building nests, so attract them to your yard with some of these nesting materials for them to collect. DIY Birdbath Almost everyone has some old terra-cotta pots tucked away in the garage or the basement. Why not reuse them to make a cute backyard birdbath to attract birds? You’ll need three largish pots of increasing sizes, a large terra-cotta saucer, silicone caulk, and spray paint (optional). First, make sure the pots are clean and free of all dirt and debris. If desired, spray paint them whatever color(s) you’d like. Then stack the pots upside down from large to small, creating a tower. Caulk each in place as you go along. Center the saucer on top of the tower, and then caulk it as well. Fill with water, and you’v...

Financial Advice Keeping You Broke & In Debt

Arlington
The post Financial Advice Keeping You Broke & In Debt appeared first on Penny Pinchin' Mom. Financial advice is great – when it is the right type of advice.  There are tips and strategies that can make you money.  However, there is also a lot of advice that will do nothing but keep you broke and in debt.  These are things you don’t want to listen to. I remember when I was younger, my mom told me that I had to get a credit card because it would be important for any emergencies which came my way.  I followed her advice and got a credit card. And, wouldn’t you know it, the first time I used it was for an emergency. Or, what I thought was an emergency. I woke one snowy morning and someone had hit my car — and fled. No note on my windshield.  Just a dented...

Your Guide to Claiming a Legit Home Office Tax Deduction

Texas
I’d bet that on just about every city block or long country road, someone is operating a business from their residence. According to the U.S. Small Business Administration, about 50 percent of businesses are home-based, with a larger percentage (60 percent) working as solopreneurs with no employees. Having a home-based business is one of the easiest and least risky ways to become an entrepreneur, test your business ideas, and increase your income. No matter if you run a business full-time or as a side gig, claiming the home office deduction can significantly reduce your taxes. No matter if you run a business full-time or as a side gig, claiming the home office deduction can significantly reduce your taxes. I received an email from John, who says, “My New Year's resolution ...

7 Inexpensive Home Décor Ideas

Brownsville
Fruit Bowls Fill a large, glass bowl with citrus fruit for a bright centerpiece that’s especially good for the dining room table. Use whatever is on sale—lemons, limes, oranges, or a mixture. Placemats We love these unique placements for your kids: Buy an inexpensive or secondhand picture book, then pull out the pages and laminate them using laminating paper you can find at office supply stores. They’re waterproof, original, and cheaper than store-bought placemats. Framed Napkins For an easy, inexpensive decoration that looks great in any room, frame cloth napkins. Use family heirlooms, or find some beautiful designs suitable for framing at stores like World Market, Pier 1, or Target. Place them in some square frames and hang them in a row. Homemade Message Board Need a p...

5 winter DIY home projects

DIY, Home Improvement, Home Ownership
If you’re the type that loves to take on a good DIY project, the winter season can leave your options … lacking. Don’t despair, there’s still plenty that needs to be done around your home even when it’s cold outside. Here’s a list of indoor DIY projects you can start tackling today. Insulate your water heater. A source of heat during the winter, you can reduce your home’s energy usage by wrapping your water heater in insulation to keep your water hot, whether you’re using it or not. Add a programmable thermostat. This one just makes sense when considering energy conservation. Programmable thermostats allow you to control the temperature of your home from anywhere and set preprogrammed temperature guidelines to lower your home’s temp when you’re away and raise it when...

17 Tips to Transform Your Outdoor Space

El Paso
Whether it's improving your garden or making your patio BBQ-friendly, these clever tips will have you taking your space to the next level, all for practically nothing. Beautiful Natural Spaces 1. Bring in the Birds Don’t throw out those net bags that onions and citrus fruits come in! In early spring, fill them with anything that might appeal to nest-building birds: pet hair, human hair, lint, plant clippings. Then tie off the bag and hang so birds can help themselves and nest nearby. You can use the same bags to serve suet to your feathered friends in the winter. 2. DIY Birdbath Want to try a birdbath but don’t want the expense and commitment of those heavy commercial types? Simply use a sturdy tomato cage as your base, topped with a round drainage tray for potted plants....

8 Money-Saving Tips for Improving Your Bathroom’s Design

Unemployment
I don’t know about you, but for me, a bathroom goes well beyond its practical uses; within the past years, I’ve come to think about it as a sanctuary of sorts, that room of the house that’s dedicated to pampering, relaxing, and deconnecting — a place where I can enjoy some alone time and use that alone time to take care of my skin, hair, body, and mind. And just like any other space in my house, the more beautiful my bathroom is, the more I can enjoy the time I spend in it. But re-designing a bathroom or remodeling it altogether is quite an investment. That’s why today we’re going to look at a few handy ways in which we can improve our bathroom’s design without having to spend a ton of money in the process. Here are some tips to help you maximize ...

What is a Payday Loan?

Home Equity Loans, Personal Loans
A payday loan is a short-term loan with a high annual percentage rate. Also known as cash advance and check advance loans, payday loans are designed to cover you until payday and there are very few issues if you repay the loan in full before the payment date. Fail to do so, however, and you could be hit with severe penalties. Lenders may ask the borrower to write a postdated check for the date of their next paycheck, only to hit them with rollover fees if that check bounces or they request an extension. It’s this rollover that causes so many issues for borrowers and it’s the reason there have been some huge changes in this industry over the last decade or so.  How Do Payday Loans Work? Payday lending seems like a simple, easy, and problem free process, but that’s what the payday le...

These Aren’t Your Granny’s Stencils! Modern Stenciling Ideas You’ll Adore

Home Improvement, Home Ownership
Steve Gorton / Getty ImagesWhen you think of wall stencils, do you picture curlicue flowers in delicate, dusty shades, decorating the walls of a quaint bed-and-breakfast, or maybe your great aunt’s hallway? Despite their old-fashioned rap, stencils are making a comeback, thanks to more modern designs and the fact that stenciling is a budget-friendly room refresh that anyone can do. “Stencils appeal to many people now because folks are eager to make their home their own, but sometimes they’re limited by budgets or even fear—hanging wallpaper is a commitment, financially and aesthetically, and some people are scared to go there,” explains Emma Carole Paradis of Impeccable Nest Interior Design. Stenciling is also becoming popular due to the rising trend of people put...