Wednesday, June 23
Shadow

Tag: Original

Unemployment Benefits Explained: Terms, Definitions and More

Construction Home Loans
PEUC: Pandemic Emergency Unemployment Compensation extends the length of Unemployment Insurance aid for a maximum of 24 weeks. The first stimulus deal extended UI benefits for 13 weeks, and the second stimulus package added an additional 11 weeks. New applicants (after Dec. 27, 2020) are only eligible for the 11-week extension. This program does not extend Pandemic Unemployment Assistance. Here’s a primer on seven key terms that you’re sure to come across as you apply for benefits. The overwhelming majority of people relying on unemployment benefits are receiving aid from two key programs. According to figures from the Department of Labor, more than 13 million people are collecting Unemployment Insurance and Pandemic Unemployment Assistance benefits. Take, for example, this update to a...

7 Inexpensive Home Décor Ideas

Brownsville
Fruit Bowls Fill a large, glass bowl with citrus fruit for a bright centerpiece that’s especially good for the dining room table. Use whatever is on sale—lemons, limes, oranges, or a mixture. Placemats We love these unique placements for your kids: Buy an inexpensive or secondhand picture book, then pull out the pages and laminate them using laminating paper you can find at office supply stores. They’re waterproof, original, and cheaper than store-bought placemats. Framed Napkins For an easy, inexpensive decoration that looks great in any room, frame cloth napkins. Use family heirlooms, or find some beautiful designs suitable for framing at stores like World Market, Pier 1, or Target. Place them in some square frames and hang them in a row. Homemade Message Board Need a p...

The Property Brothers Reveal the Best Post-COVID-19 Upgrades

Home Improvement, Home Ownership
Gabe Ginsberg / Contributor / Getty ImagesAfter almost a year of quarantine, it seems like everyone’s itching for a house party—which may explain the “Property Brothers” stars’ latest renovation on their show “Celebrity IOU.” In the episode “Allison Janney’s Showstopper,” Drew and Jonathan Scott help the actress renovate the house of her assistant of 20 years, Ilana. The “West Wing” star says that Ilana loves throwing parties—especially in Janney’s honor! So it’s important that Ilana have a great space to entertain. These upgrades for a party house will get you looking forward to a more social 2021. Read on to find out what you’ll need to get ready to host friends and family in the not-too-distant future. Double up on your ...

Different Types of Debt

Arlington
Debt comes in all shapes and sizes. You can owe money to utility companies, banks, credit card providers, and the government. There’s student loan debt, credit card debt, mortgage debt, and much more. But what are the official categories of debt and how do the payoff strategies for these debts differ? Categories of Debt Debt is generally categorized into two simple forms: Secured and Unsecured. The former is secured against an asset, such as a car or loan, and means the lender can seize the asset if you fail to meet your obligations. Unsecured is not secured against anything, reducing the creditor’s control and limiting their options if the repayment terms are not met. A secured debt provides the lender with some assurances and collateral, which means they are often prepared to provid...

How to Build a Photo Scanning and Digitizing Side Gig

Arlington, Side Gigs
As simple as it sounds — and actually is — most people are overwhelmed by the thought of taking hundreds or even thousands of photos and organizing them into searchable, digital files. Then there are the videos filmed on various versions of clunky cameras over the decades. Perhaps the most daunting version of unorganized photographic memories are slides. Once the butt of so many jokes about boring dinner parties, now they are covered in dust with no hope of ever seeing the light of a projector again. Well, anyone armed with a $229 scanner and a computer can make searchable digital files of photos and slides. To turn videos into digital files, it takes the original camera they were filmed with or a VCR, an $87 adapter and a computer. Here’s how to make photo scanning and digitizing yo...

Extreme Makeover’s Ty Pennington Lists Bright and Beautiful Venice Beach Home

Work From Home
Reality TV star Ty Pennington, known for changing people’s lives with his energetic personality on the original version of Extreme Makeover: Home Edition, is now looking to cash in on his own home makeover. Pennington has just listed his house — a beautiful and bright 1927 Craftsman in Venice, Calif. — for $2,795,000. Pennington put his home design expertise to good use and carefully restored the property earlier this year with the help of his trusted interior designer, Patrick Delanty. Delanty, also known to be Halle Berry’s designer, has long been working alongside Ty Pennington, serving as his design director for Extreme Makeover and running his on-air design segments, most notably his presence on The Oprah Winfrey Show, Rachel Ray Show, NBC’s Nightline and Good M...

How to Calculate Expected Rate of Return

Commercial Refinance Loans, Growing Wealth, Investing
The basic idea behind investing is finding ways for your money to earn you even more money. Getting your money to do work for you? Yes, please. But how do you figure out how much your investment is going to make you? The money that you earn on an investment is known as your return. The rate of return is the pace at which money is earned or lost on an investment. If you’re going to invest, you may want to consider how much money that investment is likely to earn you. Though it’s not possible to predict the future, having some idea of what to expect can be critical in setting expectations on what’s a good return on investment. Rate of Return Formula It helps to start with a base knowledge of a simple rate of return calculation. A rate of return is typically expressed as a percentage of...

These Free TV Apps Will Let You Cut Cable but Keep Content

Construction Home Loans
While there are thousands of free streams, Twitch also features premium features for a monthly subscription. Twitch apps are compatible with PCs, iOS and Android devices, game consoles, Chromecast and Fire TV. Got a library card? You have access to even more entertainment options (besides the obvious, books). Check out these library apps for free access to movies, TV shows and more. Whether you want it now or later, Xumo offers live TV and on-demand options. Yes, YouTube. YouTube apps are compatible with just about every device that has a screen, and the service features videos to choose from on nearly any topic imaginable. The free version of IMDbTV is ad-supported, so you’ll have to sit through a few commercial breaks. 12 Free TV Apps That Will Help You Cut Cable Luckily, there are mor...