Wednesday, June 23
Shadow

Tag: Money Saving Articles

Financial Advice Keeping You Broke & In Debt

Arlington
The post Financial Advice Keeping You Broke & In Debt appeared first on Penny Pinchin' Mom. Financial advice is great – when it is the right type of advice.  There are tips and strategies that can make you money.  However, there is also a lot of advice that will do nothing but keep you broke and in debt.  These are things you don’t want to listen to. I remember when I was younger, my mom told me that I had to get a credit card because it would be important for any emergencies which came my way.  I followed her advice and got a credit card. And, wouldn’t you know it, the first time I used it was for an emergency. Or, what I thought was an emergency. I woke one snowy morning and someone had hit my car — and fled. No note on my windshield.  Just a dented...

How to Figure Out Your Family’s Grocery Budget (and Stick to It!)

Commercial Refinance Loans
The post How to Figure Out Your Family’s Grocery Budget (and Stick to It!) appeared first on Penny Pinchin' Mom. One question I see time and again is “How much should I spend on groceries for my family of four ?” — or three, five, etc. When you’re making a household budget, it’s easy to know how much you need to include for most of your living expenses, like utilities, student loans, and even fuel. But when it comes to your average grocery bill, how much should you expect? As much as I wish there were a simple answer, a family’s grocery budget will be different for every household. There’s no right or wrong number, but finding yours is key to keeping your grocery spending in check. Here’s a guide to help you figure out how much you should spend on food ea...

How To Convince Your Spouse You Need A Budget

Commercial Refinance Loans
The post How To Convince Your Spouse You Need A Budget appeared first on Penny Pinchin' Mom. Being able to convince your spouse you need a budget can be challenging.  You know it is important that you have a budget, but how to you get your partner on board? You might be the saver in your relationship and your partner is a spender.  Your situation could be that your spouse just does not care or have enough understanding of the topic of money. Whatever the case, the place to start to resolve any differences in money begins with one word – BUDGET.  This is not optional.  It is required if you plan on gaining control of your finances. Where do you start and what do you do?  Let me start by saying the things you should not do when it comes to money and your partner: Do not nag...