Saturday, October 23
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Tag: Investing

What Is a Nuncupative Will?

Estate Planning, Houston
Making a last will and testament is an important part of your estate plan and there are different types of wills to choose from. A nuncupative will, meaning a will that’s oral rather than written, may be an option in certain circumstances. While state will laws typically require that a will be written, signed and witnessed to be considered legal, there are scenarios in which an oral will could be upheld as valid. Understanding how a nuncupative will works, as well as the pros and cons, can help with shaping your will-making plans if you have yet to create one. A financial professional can offer advice on investing, retirement planning, financial planning and various other areas of finance. Find a financial advisor today.  Nuncupative Will, Defined A nuncupative will simpl...

Why Set Impossible Goals for 2021? [The Ultimate New Year’s Savings Hack]

Early Career, Investment Property Mortgages
In the 1980s, self-driving cars and smartphones without antennas were only things you’d see in movies — unimaginable futuristic goals. Now, these “impossible” inventions are part of people’s everyday lives. These innovative ideas were thought to be outlandish years ago until creators like Elon Musk and IBM’s team put their impossible goals to the test. Impossible goals are things you want to achieve that seem out of the ordinary — ones that feel as if you may never reach them, even in your wildest dreams. These goals could be turning your dream side hustle into a full-time job or building your savings from zero in the next year to buy your dream home. While the end result seems unreachable, a mix of motivation, determination, and hard work can get you further than you think. ...

How to Get Rid of Mice in Your Apartment

Podcasts
Got mice?If these pesky pests are in your apartment, we've got solutions. While it makes good sense to keep them out in the first place, we get it, stuff happens. The number one thing you should do is speak to your leasing office maintenance crew or landlord. Let them know you need pest control right away! Hopefully they will send in a professional company to rid you of the problem.But you can also be proactive and takes steps to oust the intruders. You should know that mice live in groups. So, when you see one mouse, you probably have five, six or more squatters.That's a problem because mice can contaminate food and food preparation surfaces, which can lead to potential health issues.Leave pesticides to the professionalsYou might think that pesticides are the way to go to get rid of mice....

How Long Does It Take To Buy A House?

Grand Prairie, Loans, Mortgage, Personal Finance
How long does it take to buy a house? The answer is: it depends. You can buy a house in a matter of weeks or it can take you anywhere from 4 to 6 months. The question is how ready are you? It can take a long time, and that’s just learning about various mortgage options or improving your credit score. So understanding the various factors involved in buying a house can give you an estimate of how long it will take you to buy the house Check out now: 5 Signs You Are Not Ready To Buy A House How long does it take to buy a house? A step-by-step guide. It can take a homebuyer a few weeks to several months to complete the home buying process. But when determining how long it will take you to buy a house, you first have to find out if you will be pre-approved for a mortgage. There is no se...

What to Know Before Buying a Foreclosed Home

Beaumont, Home
If you’ve been keeping your eye on real estate home listings, you might’ve seen more foreclosed properties for sale at a reduced price.  With record levels of unemployment and underemployment, many homeowners are falling further behind on their mortgages. Currently, there’s a federal moratorium on the most common mortgage programs through December 31, 2020. Unless further homeowner protections are in place, the foreclosure market will see an unfortunate rise. In fact, according to mortgage and real estate analytics company Black Knight, 2.3 million homeowners are already seriously past-due on their mortgages.  As devastating as it is to have more homes undergoing foreclosure, it also means that prospective home buyers, who were otherwise priced out of buying a home, might h...

How to Invest in Real Estate with Less than $10,000

Taxes
I recently wrote an article about how to make $10,000 a month with rental properties. I have personally surpassed that number and will keep going, but not everyone is at that stage in their investing life. What about those who do not have much money and are looking to get started investing in real estate? ... Read moreSource: investfourmore.com

What Are Mutual Funds? Understanding The Basics

Financial Advisor, Galveston, Investing, Personal Finance
If you’re one of those investors with very little time to research and invest in individual stocks, it might be a good idea to look into investing in mutual funds. Whether your goal is to save money for retirement, or for a down payment to buy a house, mutual funds are low-cost and effective way to invest your money. *TOP CIT BANK PROMOTIONS*PROMOTIONAL LINKOFFERREVIEWCIT Bank Money Market1.00% APYReviewCIT Bank Savings Builder0.95% APYReviewCIT Bank CDs0.75% APY 1 Year CD TermReviewCIT Bank No Penalty CD0.75% APYReview What is a mutual fund? A mutual fund is an investment vehicle in which investors, like you ad me, pool their money together. They use the money to invest in securities such as stocks and bonds. A professional manages the funds. In addition, mutual funds are cost eff...