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Tag: estate

What Is a Nuncupative Will?

Estate Planning, Houston
Making a last will and testament is an important part of your estate plan and there are different types of wills to choose from. A nuncupative will, meaning a will that’s oral rather than written, may be an option in certain circumstances. While state will laws typically require that a will be written, signed and witnessed to be considered legal, there are scenarios in which an oral will could be upheld as valid. Understanding how a nuncupative will works, as well as the pros and cons, can help with shaping your will-making plans if you have yet to create one. A financial professional can offer advice on investing, retirement planning, financial planning and various other areas of finance. Find a financial advisor today.  Nuncupative Will, Defined A nuncupative will simpl...

Hemsworth Brothers Stage Successful Sale of Their Malibu Retreat

Work From Home
Barry King/Getty ImagesMalibu residents will be seeing a little less of the hunky Hemsworth brothers in the future. Chris, Liam, and Luke Hemsworth have just let their California family retreat go, for $4.25 million. It initially landed on the market in September for $4.9 million. The sale price may sound disappointing, until you consider the fact that the A-list Aussies bought the architectural modern overlooking the Pacific Ocean in March 2016 for $3,450,000. Shed no tears for the bros, who are among Hollywood’s hottest commodities. It may be they’re just too busy with their careers, and don’t have the time to relax together as they used to. It’s reported that the brothers were fond of gathering in the four-bedroom, four-bathroom, 4,612-square-foot home with view...

We Want a Diverse Area With Moderate Population, Warm, Beach and Culture—So Where Should We Retire?

Grand Prairie, Home Buying, Retirement
Courtesy Visit St. Pete/ClearwaterDear MarketWatch, We are African-Americans and want to retire to a diverse area with moderate population, warm, beach, culture. We can afford a better-than-average lifestyle and want to feel accepted in our new community — hopefully somewhere with high walkability and homes with character. And maybe near a major airport…. for lots of traveling. Let me know what you come up with. Thanks. — Jennifer Dear Jennifer, We all know there are plenty of beach towns in the U.S., but finding one with personality is a bigger challenge. I’m going to leave out some obvious places, like Miami Beach and, though less diverse, Hilton Head. On the West Coast, no Southern California. Too obvious. Plus, while you can afford a better-than average lifestyle, home pr...

What Is a No-Fee Mortgage?

Apartment DIY, Grand Prairie
Witthaya Prasongsin/Getty ImagesWhen you apply for a mortgage or refinance an existing mortgage, you want to secure the lowest interest rate possible. Any opportunity a borrower can exploit to shave dollars off the cost is a big win. This explains the allure of no-fee mortgages. These home loans and their promise of doing away with pesky fees always sound appealing—a lack of lender fees or closing costs is sweet music to a borrower’s ears. However, they come with their own set of pros and cons. No-fee mortgages have experienced a renaissance given the current economic climate, according to Ralph DiBugnara, president of Home Qualified. “No-fee programs are popular among those looking to refinance … [and] first-time home buyers [have] also increased as far as interest...

Home Buyer’s Guide: How to Purchase a Property, From Start to Finish [Free Download]

Apartment DIY, Grand Prairie
Purchasing a home is both exciting and a major milestone in your life, so you’ll want to be prepared for what to expect to avoid a stressful process. Having an in-depth look at the buyer’s journey can help you make informed and confident decisions. From finding a real estate agent, negotiating offers to getting your keys on closing day, we’ve outlined all the steps of a home buyer’s journey in our free Buyer’s Guide, which you can download here. The Buyer’s Guide will cover the buyer’s timeline from meeting an agent to preparing for closing day. We’ve outlined the 8 steps in a home buyer’s journey below. 1. Working With An Agent Every city is filled with thousands of agents, but not all are equal. We believe it is important to choose an agent that you feel confident with. Before you commi...

Secured vs. Unsecured Loans: Here’s the Difference

Financial Planning, Laredo
Whether you’re trying to buy a home or looking to get a college degree, you may need to take out a loan to finance your goals. If you’re seeking out your first loan, know that borrowing money is a common practice and you don’t need a degree in economics to understand it! Learning more about loans and the different types can help you make informed decisions and take control of your finances. Loans take many forms but they all fall within two common categories: secured vs. unsecured loans. Whether you’re approved for either type of loan depends on your creditworthiness. Creditworthiness refers to how responsible you are at repaying debt and if it’s worthwhile or risky to grant you new credit. It’s helpful to be aware of your credit prior to seeking out a loan so you know wher...