Wednesday, January 26
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Tag: coronavirus

How to Protect Your Credit Score During COVID-19

Home Loans By State
The COVID-19 coronavirus pandemic has affected everyone all around the world. Extended isolation and sudden job losses have everyone thinking about their futures. Lots of people are concerned about losing a reliable income source during this time of crisis. Some have even been forced to shut their businesses. The global pandemic has turned many people’s financial lives upside down. As you work on keeping your bills in good standing and your finances going strong, you should also pay attention to your credit score. Even if you’re delaying some major purchases like buying a car or a home or going on a trip, you still need to maintain good credit. You’ll eventually start spending again, and you’ll need a good credit score. But how can you protect your credit score d...

Mortgage Rates vs. Fed Announcements

Credit Card Guide, Credit Card News, Mortgage Rates, Refinance
File this one under “no correlation,” despite a flood of news articles claiming the Fed’s rate cut directly impacts mortgage rates. Today, the Fed cut the federal funds rate by half a percentage point to a range of 1-1.25% due to the uncertainty surrounding the coronavirus, this despite a strong U.S. economy. That sent mortgage [&hellip The post Mortgage Rates vs. Fed Announcements first appeared on The Truth About Mortgage.Source: thetruthaboutmortgage.com

Average credit card interest rates: Week of January 13, 2021

Breaking News, Commercial Real Estate Loans
Essential reads, delivered weekly Subscribe to get the week’s most important news in your inbox every week. Enter your email address Subscribe By providing my email address, I agree to CreditCards.com’s Privacy Policy Your credit cards journey is officially underway. Keep an eye on your inbox—we’ll be sending over your first message soon. The average credit card interest rate is 16.05%. The average minimum credit card APR held firm Wednesday after lenders declined to revise rates on new offers for another week. As a result, borrowers in the market for a new card continued to enjoy starting APRs that are more than a full point lower on average than they were a year ago. Cardholders with excellent credit are enjoying some of the sharpest rate savings this year. ...

Unemployment Benefits Explained: Terms, Definitions and More

Construction Home Loans
PEUC: Pandemic Emergency Unemployment Compensation extends the length of Unemployment Insurance aid for a maximum of 24 weeks. The first stimulus deal extended UI benefits for 13 weeks, and the second stimulus package added an additional 11 weeks. New applicants (after Dec. 27, 2020) are only eligible for the 11-week extension. This program does not extend Pandemic Unemployment Assistance. Here’s a primer on seven key terms that you’re sure to come across as you apply for benefits. The overwhelming majority of people relying on unemployment benefits are receiving aid from two key programs. According to figures from the Department of Labor, more than 13 million people are collecting Unemployment Insurance and Pandemic Unemployment Assistance benefits. Take, for example, this update to a...

Homie & Girl Scouts Partner to Build Cookie Castle

Home Buying
As with many things in 2020, selling homes and cookies is being done differently; that’s why we’ve teamed up with the Girl Scouts-Cactus Pine Council in Arizona. In an effort to foster creativity, engineering, and entrepreneurial skills amongst the Girl Scouts we’ve donated $15,000 to the foundation. Similar to Homie, Girl Scouts encourages innovation and finding new ways of doing things. When Girl Scouts were forced to sell cookies indoors as a result of safety precautions due to the Coronavirus pandemic, we wanted to create something eye-catching and fun. The result – a cookie castle. What is a Cookie Castle? One local Girl Scout, Mija and her father are building a 9-foot by 9-foot by 13-foot tall castle mostly out of Girl Scout cookie boxes. This will be the focal point to the ...

These Amex Offers will save you money and make your life easier – The Points Guy

Uncategorized
The coronavirus pandemic has changed how we travel, use credit cards and more. You’ve probably had to cancel or reschedule an upcoming trip. You’re likely working from home and physically distancing yourself from others. You’ve probably checked your investments and been disappointed. Your spending habits potentially look very different than they did six months ago. …Source: thepointsguy.com

Airline, hotel loyalty programs extending perks for members through coronavirus

Breaking News, Mortgage Lending, Travel
While COVID-19 has affected all parts of daily life, the travel industry has certainly been put on hold as people have had to cancel plans and stay at home. Since most travelers plan many months in advance, this also leaves many holding tickets they can no longer use. Frequent flyers and hotel loyalty members are left wondering what recourse they have, if any, when it comes to their member status and points or miles. We researched the major players in the hotel and airline industry to find out how these companies plan to accommodate their valued members – by extending points, status levels and more – in the wake of the coronavirus pandemic. Coronavirus relief measures by loyalty or travel program Hilton Honors Marriott Bonvoy IHG Rewards Club World of Hyatt Wyndham Rewards Choice Pri...

Don’t Panic! 3 Money-Saving, Last-Minute Tax Tips for Homeowners

Apartment DIY, Grand Prairie, Taxes
kroach/iStockIt’s heeeere: tax time. Granted, this year, the coronavirus pandemic prompted the Internal Revenue Service to extend the usual April 15 deadline to July 15. That might have seemed like plenty of time—and yet here we are, with a mere two weeks to go and a filing window that’s closing fast. We get it. Maybe you’re a procrastinator. Or maybe you’re a homeowner who, rather than taking the easy-peasy standard deduction, generally tries to save a bundle by itemizing your deductions instead. Whatever your reason, if you’ve put off filing your taxes until now, don’t panic! You still have options. Here are three last-minute tax tips for homeowners that could save you plenty of money, headaches, and more. Tip No. 1: Grab Form 1098 Form 1098, or th...