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Tag: Career

Financial Advice Keeping You Broke & In Debt

Arlington
The post Financial Advice Keeping You Broke & In Debt appeared first on Penny Pinchin' Mom. Financial advice is great – when it is the right type of advice.  There are tips and strategies that can make you money.  However, there is also a lot of advice that will do nothing but keep you broke and in debt.  These are things you don’t want to listen to. I remember when I was younger, my mom told me that I had to get a credit card because it would be important for any emergencies which came my way.  I followed her advice and got a credit card. And, wouldn’t you know it, the first time I used it was for an emergency. Or, what I thought was an emergency. I woke one snowy morning and someone had hit my car — and fled. No note on my windshield.  Just a dented...

How to Explain a Gap in Your Résumé

Interest Only Loans
My first job out of college was with a recruiting firm run by three women who had nearly a hundred combined years of experience in the workforce. They taught me everything I needed to know about how to read resumes, including the warning signs to look for. A gap in employment was, according to them, the kiss of death. Today, a hot minute and three U.S. presidents later, I truly believe that wisdom is as outdated as my prom dress. It was fine in the moment, but the moment has passed.   Each of us is complex and unique, and our personal stories should reflect that. The rules of employment history have changed, and the story you craft about your timeline is yours. Whether your employment gap happened because of a layoff, becoming a caregiver, taking a sabbatical, exploring entrepren...

10 Things to Know About Working in New York

Interest Only Loans
Thinking about working in New York? There are some features of work life in the Big Apple that set it apart from the work culture in other cities. Is it true that if you can make it there you can make it anywhere? We’re not making any promises, but we can give you some tips about what working in New York is really like.  Check out our 401(k) calculator.  1. Salaries are high – but so is the cost of living. For many fields, particularly those that require highly skilled workers, salaries in New York are higher than those in other cities. But before you get too excited about the fact that salaries in New York tend to be higher, keep in mind that the cost of living in New York is higher, too. Luckily, there are plenty of financial experts around to help you figure out how to ke...

Do College Rankings Matter?

Commercial Refinance Loans, Student Loans
All articles about college rankings should perhaps be read with a grain of salt and primarily through a lens of what matters most to individuals about the college experience and what they’re hoping it will be an investment toward. Prominent publications and people have conveyed a variety of views about whether college rankings matter: The editor-in-chief of the Science Family of Journals said no in May 2020. “To any logical scientific observer, the fine distinctions of where schools show up on this (U.S. News & World Report Best Colleges) list are statistically meaningless—but try telling that to a roomful of alumni or parents,” H. Holden Thorp wrote. Ian Bogost, distinguished chair at Georgia Tech, wrote in The Atlantic in June 2020: “The absurdity of a numerical ranking ...

Unemployment Benefits Explained: Terms, Definitions and More

Construction Home Loans
PEUC: Pandemic Emergency Unemployment Compensation extends the length of Unemployment Insurance aid for a maximum of 24 weeks. The first stimulus deal extended UI benefits for 13 weeks, and the second stimulus package added an additional 11 weeks. New applicants (after Dec. 27, 2020) are only eligible for the 11-week extension. This program does not extend Pandemic Unemployment Assistance. Here’s a primer on seven key terms that you’re sure to come across as you apply for benefits. The overwhelming majority of people relying on unemployment benefits are receiving aid from two key programs. According to figures from the Department of Labor, more than 13 million people are collecting Unemployment Insurance and Pandemic Unemployment Assistance benefits. Take, for example, this update to a...

Chipotle to Hold Nationwide Hiring Event to Fill 15K New Jobs

Grand Prairie, Side Gigs
Chipotle is kicking off the new year with a nationwide hiring blitz. With hundreds of new restaurants in the works, the fast-casual Mexican food chain plans to fill 15,000 new openings, according to the hiring announcement. To make headway on those recruitment efforts, all Chipotle locations are holding a “Coast to Coast” career event Jan. 14. On-site interviews are taking place from 8 a.m. to 10 a.m. and 2 p.m. to 5 p.m. local time. As a safety precaution, outdoor and curbside interview accommodations are available. “Please bring a mask and follow all safety protocols while you’re in the restaurant,” the company said. Pro Tip To participate in the hiring event, you must fill out a brief application and select an available interview time slot at your local Chipotle. Do not show ...

Affording a Second Child: How to Make Your Budget Work

Budgeting, Family Finance, San Antonio
Having kids is anything but cheap. According to the USDA, families can expect to spend an average of $233,610 raising a child born in 2015 through age 17—and that’s not including the cost of college. The cost of raising a child has also increased since your parents were budgeting for kids. Between 2000 and 2010, for example, the cost of having children increased by 40 percent. If you’ve had your first child, you understand—from diapers to day care to future extracurricular activities, you know how it all adds up. You’ve already learned how to adjust your budget for baby number one. How hard can it be repeating the process a second time? While you may feel like a parenting pro, overlooking tips to prepare financially for a second child could be bad news for your bank a...

15 Home Business Ideas & The Free Courses You Need To Get Started

Auto, Extra Income
Are you looking for a work from home job or some at home business ideas? If so, then I have a great list of free resources, such as courses and guides, that will help you find the best option and learn how to get started. Plus, all of the courses and guides in this article are free! If you're looking to make extra money, or even a full-time income, working from home is a great option. There are lots of realistic home business ideas that allow you to work on a flexible schedule. In fact, around 50% of U.S. businesses are home based, and that number is expected to grow well into the future. But, many people don't know what kind of options are available or how to get started with their in home business ideas. This article is a good starting point because I'm going to tell you about 15 differ...