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3 Big Reasons Your Home Offer Was Rejected—and How To Play It Right Next Time

Grand Prairie, Home Buying
Natee Meepian/Getty ImagesFor first-time home buyers, finding the perfect place to settle down is hard enough. But then to have the offer you’ve made on it rejected? You might be tempted to start reconsidering this whole homeownership thing altogether. But hold on! Having your home offer rejected doesn’t have to mean it’s back to renting. In fact, if you play your cards right, you might just be able to turn that rejection around—or at least learn from the experience and come back a stronger candidate the next time. The most important aspect of a rejected offer is understanding why it was rejected, and for that we turned to the experts. Here are a few common reasons your home offer might have been rejected, and a few helpful tips on what you can do about it. 3 common reason...

Don’t Panic! 3 Money-Saving, Last-Minute Tax Tips for Homeowners

Apartment DIY, Grand Prairie, Taxes
kroach/iStockIt’s heeeere: tax time. Granted, this year, the coronavirus pandemic prompted the Internal Revenue Service to extend the usual April 15 deadline to July 15. That might have seemed like plenty of time—and yet here we are, with a mere two weeks to go and a filing window that’s closing fast. We get it. Maybe you’re a procrastinator. Or maybe you’re a homeowner who, rather than taking the easy-peasy standard deduction, generally tries to save a bundle by itemizing your deductions instead. Whatever your reason, if you’ve put off filing your taxes until now, don’t panic! You still have options. Here are three last-minute tax tips for homeowners that could save you plenty of money, headaches, and more. Tip No. 1: Grab Form 1098 Form 1098, or th...

A Guide To Everything You Need To Know About Home Ownership Costs [Free Download]

Apartment DIY, Grand Prairie
Along with the excitement of purchasing a new home, comes the additional costs that you will be expected to pay as a homeowner. Apart from covering the mortgage of your home, you’ll have additional expenses – such as home insurance – that you will be expected to cover. If you’re looking to budget for a home purchase, it’s important that you consider these costs as they can add up to thousands of dollars each year. To help you make educated decisions when budgeting, we’ve compiled a list of the major home ownership costs in one free, downloadable guide. Get the Home Ownership Costs to Consider guide here. Home Insurance Home insurance policies help protect against serious damage and destruction, like fires, leaks, floods, or break-ins. It also protects a homeowner from personal...

What Does a Real Estate Attorney Do?

Grand Prairie, Personal Finance, Real Estate
If you’re planning to buy or sell a house or a rental investment property, you might consider hiring a real estate attorney. A real estate lawyer can provide legal protection. They can help you navigate the home-buying process, which can be complex. In fact, many states require a real estate lawyer to be present at closing.  *TOP CIT BANK PROMOTIONS*PROMOTIONAL LINKOFFERREVIEWCIT Bank Money Market1.00% APYReviewCIT Bank Savings Builder0.95% APYReviewCIT Bank CDs0.75% APY 1 Year CD TermReviewCIT Bank No Penalty CD0.75% APYReview Even if you live in a state that doesn’t require you to have a real estate attorney, it’s important to have one by your side. But it’s also important to know who you’re dealing with, what they can do for you, and what’s in...

How to Copy Warren Buffet’s Biggest Investment of 2020

Grand Prairie, Investing
Some of the links in this post are from our sponsors. We provide you with accurate, reliable information. Learn more about how we make money and select our advertising partners. Warren Buffett is notoriously a good investor. Sure, he’s made some mistakes along the way (who hasn’t?), but whatever move he makes, you can bet he’s thought it through, and it will pay off — big time. Which is why when Mr. Buffett made his biggest stock purchase of the year into Apple, we thought, “Isn’t it too late to do that?” Apple is already trading at the highest price it ever has. It feels out of reach for us non-billionaires. But it turns out, that’s not the case. While we don’t have the ability to own $111 billion (yes, billion with a B) in AAPL shares, we can still get our hands on some...

How to Move While Practicing Social Distancing

Grand Prairie, Investing
So it's the middle of a pandemic and you find yourself having to move soon, how do you do it appropriately and safely? There are a few routes to take, whether it's professional help or just family and friends, but you still need to practice social distancing. Here's how. The post How to Move While Practicing Social Distancing appeared first on Homes.com.Source: homes.com

How To Tour a House Today: Tips To Make the Most of Virtual or In-Person Showings

Grand Prairie, Home Buying
d3sign / Getty ImagesTouring a house is like going on a first date: It’s your chance to get a sense of whether this home is the one. Can you envision baking cookies in that kitchen, or cracking a beer on that back deck? But in this day and age, with so many houses to see and so little time before they get snapped up, the prospect of finding this dream home in the real estate haystack can sometimes feel a bit overwhelming. Add in the coronavirus pandemic, and the idea of checking out houses all around town might feel unsafe, too. But here’s the good news: The rules on how to tour a house have changed in ways that can save time, lower your exposure to COVID-19, and curb your workload and stress levels, too. Here’s what you need to know to ace your house-hunting game for the...

5 Speedy Ways to Come Up With a Down Payment

Apartment DIY, Grand Prairie
Sally Elford/Getty ImagesThe best way for first-time home buyers to come up with a down payment for a home: save for one, of course! But sometimes you’re in a hurry. Maybe your dream house just popped up on the market, or you’ve simply had it with being a renter. Whatever the reason, you’re ready to buy a house, now. But while your credit is good and your career is stable, you still need to come up with that big chunk of change for a down payment. Watch: 4 Things You Can Give Up to Make a Down Payment   Never fear: There are plenty of ways to amass a sizable down payment fast. Check out these tactics, along with their pros and cons. 1. Dip into your 401(k) If you’ve been socking away money in your 401(k), it is possible to borrow from that for a home loan—and get t...