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ContentsInsurance premium: 1.75House. common mortgage termsLending activity collected pursuantHome mortgage disclosureUpfront mortgage insurance premium: 1.75 percent of the loan amount, paid when the borrower gets the loan. The premium can be rolled into the financed loan amount. Home loans: A mortgage is an installment loan used to purchase a house. common mortgage terms are 15 years or 30 years, with the choice of a fixed or adjustable interest rate. » MORE: Compare online ... A mortgage loan modification is a change in your loan terms. The modification is a type of loss mitigation. The modification can reduce your monthly payment to an amount you can afford. Modifications may involve extending the number of years you have to repay the loan… What it is: A mortgage is a loan in whic...

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