Ian Jensen, Author at Moving 2 Brevard

Jan212021 by Ian JensenNo Comments

What Is a Nuncupative Will?

Making a last will and testament is an important part of your estate plan and there are different types of wills to choose from. A nuncupative will, meaning a will thatâs oral rather than written, may be an option in certain circumstances. While state will laws typically require that a will be written, signed and witnessed to be considered legal, there are scenarios in which an oral will could be upheld as valid. Understanding how a nuncupative will works, as well as the pros and cons, can help with shaping your will-making plans if you have yet to create one. A financial professional can offer advice on investing, retirement planning, financial planning and various other areas of finance. Find a financial advisor today. Nuncupative Will, Defined A nuncupative will simpl...

Jan212021 by Ian JensenNo Comments

How Much Housing Does a $600 or $1,400 Stimulus Pay For in Major U.S. Cities?

First Time Home Buyers, Mortgage

Will the next stimulus check pay your mortgage or rent for the month? It depends on where you live, and how much more is disbursed this year. Quick Facts The second round of stimulus was approved at the end of 2020, which sent $600 to most Americans. Housing is by far the average American householdâs […] The post How Much Housing Does a $600 or $1,400 Stimulus Pay For in Major U.S. Cities? appeared first on The Simple Dollar.Source: thesimpledollar.com

Jan212021 by Ian JensenNo Comments

Why Set Impossible Goals for 2021? [The Ultimate New Yearâs Savings Hack]

Early Career, Investment Property Mortgages

In the 1980s, self-driving cars and smartphones without antennas were only things youâd see in movies â unimaginable futuristic goals. Now, these âimpossibleâ inventions are part of peopleâs everyday lives. These innovative ideas were thought to be outlandish years ago until creators like Elon Musk and IBMâs team put their impossible goals to the test. Impossible goals are things you want to achieve that seem out of the ordinary â ones that feel as if you may never reach them, even in your wildest dreams. These goals could be turning your dream side hustle into a full-time job or building your savings from zero in the next year to buy your dream home. While the end result seems unreachable, a mix of motivation, determination, and hard work can get you further than you think. ...

Jan212021 by Ian JensenNo Comments

How to Attract Birds to Your Yard

El Paso

Attract Springtime Birds In the spring, birds are busy building nests, so attract them to your yard with some of these nesting materials for them to collect. DIY Birdbath Almost everyone has some old terra-cotta pots tucked away in the garage or the basement. Why not reuse them to make a cute backyard birdbath to attract birds? You’ll need three largish pots of increasing sizes, a large terra-cotta saucer, silicone caulk, and spray paint (optional). First, make sure the pots are clean and free of all dirt and debris. If desired, spray paint them whatever color(s) you’d like. Then stack the pots upside down from large to small, creating a tower. Caulk each in place as you go along. Center the saucer on top of the tower, and then caulk it as well. Fill with water, and you’v...

Jan212021 by Ian JensenNo Comments

RV Renovation Ideas For Our New (to us) Fifth Wheel!

Arlington

We are renovating a fifth wheel RV! I’ve been obsessed with RV living and RV renovations since we saw Jill and Eric’s RV renovation last spring. We aren’t ready to move into one but we thought it would be a… The post RV Renovation Ideas For Our New (to us) Fifth Wheel! appeared first on Modern Frugality.Source: modernfrugality.com

Jan212021 by Ian JensenNo Comments

Debt In The United States

Arlington, Debt

This page may include affiliate links. Please see theÂ disclosure pageÂ for more information. Let’s face it, debt in the United States is a problem. From our national debt, student loan debt, and consumer debt. Debt in the United States is a problem on all levels. Why is that? I’m a firm believer that it starts with... Read more The post Debt In The United States appeared first on Debt Discipline. Debt In The United States was first posted on November 18, 2019 at 6:00 am.©2019 "Debt Discipline". Use of this feed is for personal non-commercial use only. If you are not reading this article in your feed reader, then the site is guilty of copyright infringement. Please contact me at brian@debtdiscipline.comSource: debtdiscipline.com

Jan212021 by Ian JensenNo Comments

Should I Pay the Debt Collector or Original Creditor?

Arlington, Debt

When a debt exists there are two parties involved â the creditor, who is the source of the loan, and the debtor, who is the receiver of the loan. If you are a debtor whose… The post Should I Pay the Debt Collector or Original Creditor? appeared first on Crediful.Source: crediful.com

Jan212021 by Ian JensenNo Comments

Marital Debt After Divorce: Who is Responsible?

Arlington

The average couple has a number of topics to discuss on their to-do list before heading to the altar. The least romantic topics, if they even make the list at all, are probably concerning debt and the possibility of divorce. If you foresee a divorce in your future or are currently going through one, itâs safe to say that you have some burning questions about your finances. Perhaps you and your spouse acquired some debt during the course of your marriage and youâre now wondering who is going to be responsible for what. While itâs important to note that each situation is unique, there are some ground rules in the Divorced with Debt arena. In the below sections, weâll address the usual ways in which debt is divided up between each spouse. Community Property vs. Common Law Property Ru...

Jan212021 by Ian JensenNo Comments

Dave Ramseyâs Baby Steps Explained

Arlington, Debt

Whereas Dave Ramseyâs Baby Steps have often been dissected one at a time, my goal in this post is to give an overview of the steps as a unit and explain why the order is essential. Hopefully, these steps can help you create a focused life plan for your finances, regardless of your age or financial well being. First, the Baby Steps: Step 1: $1,000 in an emergency fund. Step 2: Pay off all debt except the house utilizing the debt snowball. Step 3: Three to six months of savings in a fully funded emergency fund. Step 4: Invest 15% of your household income into Roth IRAs and pre-tax retirement plans. Step 5: College Funding Step 6: Pay off your home early. Step 7: Build wealth and give. The Power of Focus Daveâs premise with the Baby Steps is that people can accomplish great things IF t...

Jan212021 by Ian JensenNo Comments

Financial Advice Keeping You Broke & In Debt

Arlington

The post Financial Advice Keeping You Broke & In Debt appeared first on Penny Pinchin' Mom. Financial advice is great – when it is the right type of advice.Â There are tips and strategies that can make you money.Â However, there is also a lot of advice that will do nothing but keep you broke and in debt.Â These are things you don’t want to listen to. I remember when I was younger, my mom told me that I had to get a credit card because it would be important for any emergencies which came my way. Â I followed her advice and got a credit card. And, wouldn’t you know it, the first time I used it was for an emergency. Or, what I thought was an emergency. I woke one snowy morning and someone had hit my car — and fled. No note on my windshield. Â Just a dented...